Featured Bad Credit Credit Card Offers
UltraVX Visa®
- Credit-On Demand™: up to $25,000 credit line—Patent Pending
- Instant Approval: no credit check, no minimum income or bank account required
- Credit Reporting: reports to major credit bureaus
- Clear Rewards™: American Airlines, Southwest, jetBlue, Marriot, and more…no restrictions
- Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide
*Patent Pending
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
|---|---|---|---|---|---|
| N/A* | N/A* | 14.90%* | $0.00* | No* | Bad Credit* |
New Millennium Bank Secured Gold Visa® or MasterCard®
- Approved regardless of credit history*
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
|---|---|---|---|---|---|
| N/A* | N/A* | 19.50%* | $59.00* | No* | Bad Credit* |
New Millennium Bank Secured Black Diamond Visa® or MasterCard®
- Approved regardless of credit history*
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
|---|---|---|---|---|---|
| N/A* | N/A* | 19.50%* | $59.00* | No* | Bad Credit* |
New Millennium Bank Secured Platinum Visa® or MasterCard®
- Guaranteed Issue*
- Complimentary online services for account management and payments
- No credit check*
- Be approved regardless of income or credit history*
- Reports to the three major credit bureaus
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
|---|---|---|---|---|---|
| 0.00%* | 0 months* | 19.50%* | $0.00* | Yes* | Bad Credit* |
Platinum ZeroTM Secured Visa® Credit Card from Applied Bank®
- Zero - 0% Fixed APR on Purchases - No Intro Rates
- Zero - 0% Rate Won't Change - Even If You're Late
- Zero Turn Downs- Guaranteed Approval*
- Zero Credit and Income Requirements
- Zero Application Fees
- Zero Hassles - Just Choose Your Credit Limit up to $5,000*
- Zero Delays - Timely Credit Bureau Reporting
- * Requires identity and residence verifcation and minimum deposit amount of $500 up to $5,000. See Card Terms and Conditions
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
|---|---|---|---|---|---|
| 0%* | N/A* | 0.00%* | See website* | No* | Bad Credit* |
Public Savings Bank Classic Visa®
- 0% APR on purchases for 6 months
- No annual or monthly fees
- 25 day grace period
- We report to all 3 credit bureaus
- No credit, income or employment requirements
- Use the card everywhere you see Visa logo
- Free fraud protection against unauthorized use
- No penalty APR
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
|---|---|---|---|---|---|
| 0.00%* | 6 months* | 11.24%* | None* | No* | Bad Credit* |
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Having poor credit can feel like an insurmountable challenge, particularly if you want a credit card, and the idea seems impossible.There is good news: there are bad credit cards specifically tailored to those with less-than-optimal credit.
Taking back control of your credit is a huge step, and not one that you should let anyone discourage you from taking. Contrary to popular belief, it is never too late to rehabilitate, and put yourself back on the road to a strong credit history. Examining the offers in this section may be the first step.