FAQ: Online Credit
Everything you need to know about applying
online for a credit card, as well as answers to
questions you may have about the security of
your personal information.
1.) How do I go about applying for a credit card
on this site?
First, select the credit card offer you would
like to apply for on this website. By clicking
the apply now button next to the offer, you
will be taken to the secure SSL application for
2.) What information will I need to submit for
You will need to submit such basic information
as your birth date and address. You will also be
asked for your drivers license and social
3.) When will I know if I was approved for a
Basically put, it depends on the offer. Some
results will be instantaneous, especially if you
have above-average credit. Other decisions may
take several weeks. Either way, you will be
notified via mail and/or e-mail of the decision.
4.) I am leery of transmitting personal
information over the web. What measures are
being taken to ensure my security?
All credit card applications offered on this
site and/or linked from it feature the most
secure level of data encryption and SSL Security
against unauthorized data access.
5.) May I take advantage of
more than one offer on the site?
You are able to apply for as many cards as you wish, and it is
true that most people do carry more than one line of credit. It
is the decision of the individual credit merchants whether or
not to issue credit, however, and bearing multiple cards may
increase your chance of being declined for further credit,
especially if your debt-to-income ratio is disproportionately
6.) Is it the case that I must open a checking account with a
bank from which I wish to receive a credit card?
No, it is not.
7.) Who may I contact in case of further questions?
In case of further questions, or to request more information
about our general policies, please visit the Customer Service
area of this site.